Have You Got Your Safety Net In Place?

We live in the best place on earth and enjoy a wonderful lifestyle.  Don't you agree?  Craig thought so too.  He and his wife had a nice home, they were young and healthy, and, were the proud parents of a new baby boy.   It couldn’t get any better.  In fact, he and his wife had agreed that she would stay at home to raise their child as this was the most important thing that they could do for the family.  Craig would be the breadwinner, and with the start up of his new painting business everything was going to be smooth sailing.  Or was it?