"What to look for when purchasing a Long Term Care Plan" an eBook

Recognizing that at some point in our lives we will need extra care.  If you are like many people, you have worked hard, saved all your life, and you want to have independent care when the time comes.  No one wants to outlive their RRSPs.  Currently in BC if you qualify at the lowest income you may be eligible for a government funded facility.  However, you must live in a facility and not all expenses may be covered even if you qualify based on income.   A nursing home is not a retirement home.  Currently, residential retirement homes cost between $4,500 to $7,000 per month, while nursing homes require much more care and therefore, cost more.
 
Long Term Care plans differ signficiantly company to company.  However, they all speak about the six activities of daily living - bathing, dressing, toileting, transferring, eating,  continence, and cognitive impairment. 
 
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