Protecting Your Family’s Future

Parksville Life Benefits Ltd’s mission statement is to enhance our clients’ well-being with Life, Health and Wealth benefits. What does this mean?  Well, we help you decide what products can best protect you and your family’s future. Only you know what it would mean to your family if you were to lose your income or die prematurely. Many people ask me “When is the best time to buy insurance?” – I say, “When you are healthy!” My suggestion is to buy life (or mortgage) insurance when you are healthy and

you have loved ones whose future you want to protect. There are several articles on our website that outline situations that can happen. (Click here to view these articles)  If you are prepared, as the Boy Scouts say, your loved ones will be protected financially. Life (or Mortgage) insurance is affordable peace of mind, especially if you have young children or need to protect your spouse. 
 
Registering a will with the BC Government – wills notice registry – will help your family find where your will is located.  At $17, this could be invaluable information.   If you have ever been required to probate a person’s estate, locating the will is the first step in the process and this can be especially frustrating and time consuming. Here’s the link to the will’s registry site, with will registry at the bottom of the page.   www.vs.gov.bc.ca/forms/index.html.
 
Read the other articles in this issue to see what happens if you die without a will, or the will cannot be located.