British Columbia Provincial Health Insurance Plan Fact Sheet

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Prescription Drugs - Coverage through the Fair Pharmacare program for eligible prescription drugs listed on the BC drug formulary.  Residents pay a deductible based on family income.
Ambulance: Ambulance fees are not covered by the Medical Services Plan of B.C. However, they are covered by other third parties such as Workers Compensation and ICBC. Residents are required to pay an $80 flat fee for either ground or air transport.  Residents on premium assistance are not required to pay.
Dental Benefits:  No coverage for routine dental care.  Coverage is available for dental and oral surgery when medically required to be performed in hospital. 
Eye Care Services:  Coverage is available for routine eye exams for children under the age of 19 and seniors age 65 and older.  Eye examinations that are medically required are covered for all ages.
Hospitals: Coverage is for standard ward rooms only.
Paramedicals:  For residents receiving premium assistance, MSP pays $23 per visit for a combined annual limit of 10 visits each year for the following services: chiropractic, massage therapy, naturopathy, physical therapy, acupuncture and non-surgical podiatry.
Hearing Aids:  No coverage
Medical Supplies:  Pharmacare covers insulin, needles, and syringes for people with diabetes.  Certain ostomy supplies, designated permanent prosthetic applicances and children's orthotic devices are also covered.  Funding for insulin pumps for eligible children with type 1 diabetes. Coverage for the cost of insulin pump reservoirs for diabetes patients of all ages.
Nursing and Home Care Benefits: Eligibility of coverage is based on a needs assessment.
Out of Country: No coverage for the unexpected medical services of health care providers other than physicians.  In-patient hospital care reimbursed at a maximum rate of $75 per day.
**information provided by Manulife Financial June 2009