Articles

Disability Insurance

Off-the Job Injuries impact both workers and their employers.  If you are injured off the job how will your income be affected?  If you are like many people, they require their job to...

Health & Dental

Off-the Job Injuries impact both workers and their employers.  If you are injured off the job how will your income be affected?  If you are like many people, they require their job to...

Life Insurance

Parksville Life Benefits Ltd’s mission statement is to enhance our clients’ well-being with Life, Health and Wealth benefits. What does this mean?  Well, we help you decide...

Life Insurance

The short answer is no! It is not necessary to transfer jointly owned real property, jointly owned bank accounts, insurance or pension plan proceeds payable to a named beneficiary, registered...

Life Insurance

Final Expense Insurance is available if you are between age 45 and 75 and are:

  • concerned about having a medical
  • Wish to leave a small legacy to your church, grandchildren or...

Life Insurance

Spring is a time of renewal.  We plant the garden; spring clean the house and the yard.  It’s also time to review our financial records and make sure our family is...

Disability Insurance

NEW RATES FOR NURSING HOMES
 
On October 8th 2009,  the Minister of Health announced new rates for residential chronic care, beginning in January, 2010....

Disability Insurance

Recognizing that at some point in our lives we will need extra care.  If you are like many people, you have worked hard, saved all your life, and you want to have independent care when the...

Disability Insurance

Oh, why didn’t I talk to you first?  That’s what I hear from people who have had a significant event happen,  and I don’t mean the nice kind.  You’ll learn...

Retirement

Recognizing that at some point in our lives we will need extra care.  If you are like many people, you have worked hard, saved all your life, and you want to have independent care when the...

Mortgage

The Benefits of Private versus Financial Institution Mortgage Insurance

Health & Dental

Prescription Drugs - Coverage through the Fair Pharmacare program for eligible prescription drugs listed on the BC drug formulary.  Residents pay a deductible based on...

Health & Dental

In the federal budget announced on March 4, 2010 expenses incurred for purely cosmetic procedures will no longer be eligible under the Medical Expense Tax Credit. 

Health & Dental

Have you ever wondered why prescriptions are cheaper at some pharmacies than others? Here’s a list of dispensing fees that various pharmacies charge: 

Disability Insurance

We live in the best place on earth and enjoy a wonderful lifestyle.  Don't you agree?  Craig thought so too.  He and his wife had a nice home, they were young and healthy, and, were...

Retirement

Rollover of RRSP Proceeds to a Registered Disability Savings Plan

Budget 2010 proposes to extend the existing RRSP rollover rules to allow a rollover of a deceased individual’s RRSP...

Retirement

The Canadian government introduced Tax Free Savings Accounts (TFSA) as a new way of saving money without paying tax on the interest earned on the savings. The concept is that you can...

Health & Dental

Visitors to Canada either on vacation in Canada or those people awaiting approval of their BC medical can apply for coverage.  If you would like a quotation for coverage while you are in...

Health & Dental

Traveling This Spring? If Your Trip is Delayed Remember to Extend Your Travel Insurance.  Traveling outside the province or outside the Country ensure that your Travel insurance is...

Health & Dental

A few years ago when I was vacationing in Santa Fe, New Mexico, I accidently fell down the steps of my travel trailer and broke my arm. Unfortunately, the break required an operation and in...